Fees/Insurance

INSURANCES ACCEPTED
For Michigan-Based Clients: Blue Cross Blue Shield, Blue Care Network, Aetna, UnitedHealthcare, Optum, Blue Cross Complete, Meridian and Molina.

Out-of-Pocket Sliding Scale: 

I am not currently billing through insurance networks; however, I offer a limited number of reduced-rate session slots for both individuals and couples. I am using a payment structure that I believe allows for more confidentiality and flexibility in treatment planning. It is an anti-oppressive rate structure that works to make mental health services fair, equitable, and available to more people. You can self-select your rate based on your ability to pay, without having to prove financial need:

* 1st Level Standard Rate ($150-$175): This is paying the full fee session cost, and it applies to those who are financially stable. Your payment helps others who are less privileged gain access to therapy services.

* 2nd Level Community Service Rate ($100): This is for those facing barriers such as a high level of personal debt or low salary earnings.

* 3rd Level Subsidized Rate ($60-80): Limited availability for those facing serious, complex, ongoing financial and/or societal challenges.

Choosing a rate that works for your personal situation is part of the healing process. Paying the standard rate helps allow access for others, and paying below the standard rate is an acknowledgement of very real-life challenges and systemic barriers, not a statement of failure in any way. There is no judgement, and again, you are encouraged to self-select based on YOUR assessment of your financial situation; no proof is required.

(Inspired by the Anti-Oppressive Rate Structure offered by TheFruitedLife.com)

SESSION FEES

15-minute Consultation: Free

Psychotherapy: $200 per session

REDUCED FEES / SLIDING SCALE
For those not using insurance and paying out-of-pocket, I offer a sliding scale. Please call to inquire about details.

OUT OF NETWORK
If you have a Health Savings Account (HSA), I am happy to provide you with a Superbill for either psychotherapy or hypnotherapy that you can submit to your insurance company for reimbursement.

Please check your insurance coverage carefully by asking the following questions:

-- Do I have mental health insurance benefits?
-- What is my deductible, and has it been met?
-- How many sessions per year does my health insurance cover?
-- What is the coverage amount per therapy session?
-- Is approval required from my primary care physician?

*Supervised by Dr. Felicia Brabec, Ph.D, co-owner of Arbor Wellness Center. The state of Michigan permits a Limited License Psychologist to practice under the supervision of a Michigan Licensed Psychologist.

**The state of California does not require licensure for hypnotherapy. California Business and Professions Code 2908 allows hypnotherapists to provide "vocational or avocational self-improvement" counseling and to work under referral of persons licensed to practice psychology, dentistry or medicine. Hypnotherapy services provided by Berg Psychotherapy are complementary to healing arts services licensed by the state and in accordance with acquired training and experience.