Fees/Insurance

SESSION FEES

15-minute Consultation: Free

Psychotherapy: $200 per session (individuals) | $250 per session (couples)

INSURANCES ACCEPTED
For Michigan-Based Clients: Blue Cross Blue Shield, Blue Care Network, Aetna, UnitedHealthcare, Optum, Blue Cross Complete, Meridian, and Molina.

Out-of-Pocket Sliding Scale 

For California-Based Clients: I am not currently billing through insurance networks; however, I offer a limited number of reduced-rate session slots for both individuals and couples. I am using a payment structure that I believe allows for more confidentiality and flexibility in treatment planning. It is an anti-oppressive rate structure that works to make mental health services fair, equitable, and available to more people. You can self-select your rate based on your ability to pay, without having to prove financial need:

* 1st Level Standard Rate ($150-$200): This is paying the full fee session cost, and it applies to those who are financially stable. Your payment helps others who are less privileged gain access to therapy services.

* 2nd Level Community Service Rate ($100): This is for those facing barriers such as a high level of personal debt or low salary earnings.

* 3rd Level Subsidized Rate ($60-80): Limited availability for those facing serious, complex, ongoing financial and/or societal challenges.

Paying the standard rate helps allow access for others, and paying below the standard rate is an acknowledgement of very real-life challenges and systemic barriers. You are encouraged to self-select based on YOUR assessment of your financial situation; no proof is required.

If you have a Health Savings Account (HSA), I am happy to provide you with a Superbill for either psychotherapy or hypnotherapy that you can submit to your insurance company for reimbursement.

Please check your insurance coverage carefully by asking the following questions:

-- Do I have mental health insurance benefits?
-- What is my deductible, and has it been met?
-- How many sessions per year does my health insurance cover?
-- What is the coverage amount per therapy session?
-- Is approval required from my primary care physician?

*Supervised by Dr. Felicia Brabec, Ph.D, co-owner of Arbor Wellness Center. The state of Michigan permits a Masters Licensed Psychologist to practice under the supervision of a Michigan doctoral-level Licensed Psychologist.

**California: Supervised by Dr. Kristen McDonald, PhD, pursuant to California Business & Professions Code 2913C(1).